Dogs and cats are adorable, but cost money.
Pets are adorable, but can cause unexpected money surprises.
Dogs and cats are adorable, but cost money.
Pets are adorable, but can cause unexpected money surprises.

Many of us have adorable animal companions, and we care for them dearly.

But much like children, pets cost money to take care of. Along with costs for food, healthcare, and petsitting, there are also unexpected expenses to take care of.

If you’re a pet parent and want to avoid unwanted surprises, the smart thing to do is to budget ahead and save a few dollars for that emergency vet visit or your adorable little cat knocking over the television.

Make sure to save a few dollars for:

  • Medical Care: Pets are expensive. Vet appointments and medication so your animal has a long, fun, and healthy life add up over time. Many pet guardians also encounter medical emergencies along the way, which can easily add up to hundreds or thousands of dollars. That added expense really sucks. It’s smart to prepare for it in advance.
  • Food And Accessories: Pet food might seem cheap, but it adds up over time. Making homemade pet food saves dollars and helps you bond with your pet, and buying dog/cat toys online through Amazon or other vendors might well be cheaper than going to your local pet store.
  • Training and Petsitting: Your darling little corgi might love to bark at skateboards and annoy the neighbor. Your cat needs to be fed when you’re out of town visiting family.
  • Added Home Expenses, Pet Deposits and “Pet Rent”: If you rent your home, many landlords require an additional pet deposit or extra monthly pet rent fees. These can quickly add up. Even if you own your home, pets have a tendency to be cute and destroy things. Replacing that blanket you love or the drywall they chewed up takes time and money.



In order to make sure your pet doesn’t send you to the pourhouse, there are two smart strategies:

  • Getting Pet Insurance: ┬áPet insurance is paid monthly, and significantly lowers veterinary bills. Make sure your insurer covers veterinarians you like who are close to your home, and that the benefits make sense financially. Embrace, Trupanion, Petfirst, and a number of other vendors all offer great pet packages.
  • Starting a Pet Savings Fund: Putting away a small amount each month–anywhere from $10 to $50 depending on your pets’ age, health, and propensity to get in trouble–is a smart way to prepare for any eventual emergencies. Put your money into a high-interest savings account in order to make as much money as you can for your adorable little animal companion.