Freelancer Personal Finance Tips

If you’re a freelancer--whether you’re an architect, a consultant, a musician, a writer, a beautician, you name it--taking charge of your finances will help you succeed at your business immeasurably. Over at 99designs, Tory Van Wey has five personal finance tips every freelancer should know....

Yes, You Need An Emergency Fund

Yes, You Need An Emergency Fund
So… I always feel like a wet blanket talking about savings and emergency funds. But here’s the sad, necessary truth: If you’re self-employed, you need an emergency fund. More specifically, anyone who’s freelancing or self-employed needs to have at least several months salary stashed inside...

Freelance Budget Management 101

Being a freelancer is great, but it also means that you pay your own expenses. That means (and we’ll teach you why it’s important to avoid this, but more in a second) putting business charges on your personal credit card and not having a...

The Upper Middle Class Sucks At Saving, Too

The Upper Middle Class Sucks At Saving, Too
If you believe the stereotypes, you get better at saving money as you earn more money. But here’s the dirty secret: The upper middle class sucks at saving, too. A new survey from GOBankingRates found that 69% of Americans have less than $1000 in...

The Best Reddit Personal Finance Tips

Social networking site Reddit can be massive and daunting to navigate--but it has some of the best financial advice on the internet. Reddit’s /personalfinance subsite (or sub-Reddit, as they call it) is a massive forum with tons of traffic devoted to all things personal finance....

24% Of Americans Make Money Online

24% of Americans reported earning money in the “gig economy” in 2015. A new study from the Pew Research Foundation says that the gig economy is bigger than we ever expected, and millions of Americans earn part-time or full-time income through services like Uber,...