Tackling Your Credit Card Debt

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Here’s the good news: Tackling your credit card debt can improve your life immeasurably. Paying off your credit cards leads to a better future and some rather awesome personal and professional opportunities. It’s hard, but tackling credit card debt pays off in the long...

First Steps To Getting Out Of Credit Card Debt

First things first: Getting out of credit card debt is very possible. It is occasionally difficult, but getting out of credit card debt isn’t impossible. It just requires determination and planning. Determination Determination, when it comes to getting out of credit card debt, means having goal....

Reducing Your Credit Card Debt

The problem with credit card debt is that it’s easy to get into, but hard to get out of. Reducing your credit card debt means self-discipline and planning in the way you approach money. First off, reducing credit card debt means slashing into the spending...

Credit Card Debt Advice

Credit card debt is difficult to cope with. There are a few ways of handling your credit card debt that include debt consolidation and bank loans. But there’s an alternative you can do yourself: Credit card debt negotiation. Credit card debt negotiation involves focusing on...

Managing Consumer Credit Card Debt

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There’s nothing to be ashamed about if you’re overwhelmed by managing your consumer credit card debt. Many people simply get nervous dealing with financial issues, credit card debt management included. If that sounds like you, it might be smart to seek out a consumer...

Consumer Debt Counseling: Is It For Me?

If you feel like your credit card debt is overwhelming, it might be useful to seek consumer debt counseling. Services offered through certified groups like American Consumer Credit Counseling and other providers can be very helpful. They offer both debt counseling and credit consolidation...

What Is Credit Card Debt Consolidation, Anyway?

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Let’s talk about, yes, credit card debt consolidation. If you owe a high balance on your accounts, credit card debt consolidation is something that has likely come up before. Here’s what it is: Credit card debt consolidation means that you consolidate the debt on multiple...

Consolidating Credit Card Debt

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If you’re paying credit card debt across multiple cards, it might be a smart idea to consolidate your credit card debt. Consolidating credit card debt requires getting a loan that pays off your credit card debt, and you then pay off the loan instead....

What To Do After Paying Off Credit Card Debt

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So you’ve paid off your credit card debt. Congratulations! Celebrate that zero balance and the fact that all those finance charges, long-ago fast food meals, and department store purchases you only used twice have been paid off. Also: You did something really hard. Congratulations...

Remember…. Credit Cards Are Loans

Credit Cards Are Loans
There’s something weird about the way we use credit cards. Most of the time, when we pay for items with credit cards, we don’t realize we’re that credit cards are loans. Credit cards aren’t free money. Every time you use a credit card at a...