Consumer Debt Counseling: Is It For Me?

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If you feel like your credit card debt is overwhelming, it might be useful to seek consumer debt counseling. Services offered through certified groups like American Consumer Credit Counseling and other providers can be very helpful. They offer both debt counseling and credit consolidation...

Skills To Help Achieve Your Financial Goals

What is your recipe for financial success? What is your plan for changing your bad spending habits? How can you teach yourself to save more money, reduce your debt, and live a better life? The Simple Dollar says there are seven essential skills: Willpower Patience ...

First Steps To Getting Out Of Credit Card Debt

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First things first: Getting out of credit card debt is very possible. It is occasionally difficult, but getting out of credit card debt isn’t impossible. It just requires determination and planning. Determination Determination, when it comes to getting out of credit card debt, means having goal....

Managing Consumer Credit Card Debt

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There’s nothing to be ashamed about if you’re overwhelmed by managing your consumer credit card debt. Many people simply get nervous dealing with financial issues, credit card debt management included. If that sounds like you, it might be smart to seek out a consumer...

Remember…. Credit Cards Are Loans

There’s something weird about the way we use credit cards. Most of the time, when we pay for items with credit cards, we don’t realize we’re that credit cards are loans. Credit cards aren’t free money. Every time you use a credit card at a...

Money Lessons For College Graduates

The Simple Dollar's Holly Johnson has a great list of six things every college graduate needs to know about money: Learn about debt and interest. Credit cards aren't free money. Learn what it means to live below your means. Learn to compare job offers...