Paying Off Credit Cards – A Beginner’s Guide

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Your goal: Paying off credit card debt and making sure you remain credit card debt-free. If you’re trying to make that goal, there are two different options you have. Both depend on your personal preference and what works best for your approach: Controlling The Urge...

Reducing Your Credit Card Debt

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The problem with credit card debt is that it’s easy to get into, but hard to get out of. Reducing your credit card debt means self-discipline and planning in the way you approach money. First off, reducing credit card debt means slashing into the spending...

What’s The Deal With Credit Cards, Anyway?

In America, the credit card is king.  Credit card companies compete for customers with different deals, and often offer benefits and discounts to customers in exchange for using those cards. These benefits and discounts help customers. There's only one catch: Credit cards accumulate interest...

Debtbusters!

We all have debt. Some of us have student loans. Some of us have credit card debt. Some of us have home mortgages. Some of us have auto loans. According to Nerdwallet, the average American household has $130,922 in debt. And, man, that seems like a...

Consumer Debt Counseling: Is It For Me?

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If you feel like your credit card debt is overwhelming, it might be useful to seek consumer debt counseling. Services offered through certified groups like American Consumer Credit Counseling and other providers can be very helpful. They offer both debt counseling and credit consolidation...

How To Build Credit

How To Build Credit
If you’re freelancing or running your own business, having access to credit makes things much, much easier.