Carrying Balance On Your Cards Doesn’t Help Your Credit

  On-time payments only account for 35 percent of your FICO score, and those payments are the same regardless of whether you pay your credit card in full each month or carry debt on your credit card. When you leave a balance on your credit card...

Paying Off Credit Cards – A Beginner’s Guide

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Your goal: Paying off credit card debt and making sure you remain credit card debt-free. If you’re trying to make that goal, there are two different options you have. Both depend on your personal preference and what works best for your approach: Controlling The Urge...

Credit Card Debt Advice

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Credit card debt is difficult to cope with. There are a few ways of handling your credit card debt that include debt consolidation and bank loans. But there’s an alternative you can do yourself: Credit card debt negotiation. Credit card debt negotiation involves focusing on...

Why November Is The Best Month To Sign Up For An Airline Credit Card

A new NerdWallet study says November is the best time to sign up for a travel rewards credit card. 24/7 Wall St.'s Paul Ausick said this is for the following reasons: Because November is the off-season for travel (with the exception of family travel for...

High Credit Card Bills Aren’t The End Of The World

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High credit card bills aren’t the end of the world. They might seem stressful, but there are steps you can take. Remember: You aren’t fighting the credit card debt problem alone. Lots of people, believe it or not, have worse credit card debt problems compared...

Reducing Your Credit Card Debt

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The problem with credit card debt is that it’s easy to get into, but hard to get out of. Reducing your credit card debt means self-discipline and planning in the way you approach money. First off, reducing credit card debt means slashing into the spending...