Remember…. Credit Cards Are Loans

There’s something weird about the way we use credit cards. Most of the time, when we pay for items with credit cards, we don’t realize we’re that credit cards are loans. Credit cards aren’t free money. Every time you use a credit card at a...

The Best Reddit Personal Finance Tips

Social networking site Reddit can be massive and daunting to navigate--but it has some of the best financial advice on the internet. Reddit’s /personalfinance subsite (or sub-Reddit, as they call it) is a massive forum with tons of traffic devoted to all things personal finance....

One Freelance Journalist’s Money Management Tips

Getting personal finances in order is harder for the freelance journalist than for certain other fields. Journalists and researchers usually spend a lot of (tax-deductible) money researching and covering stories. Adding to the mix, many publications do not pay writers or videographers on a...

Money Lessons For College Graduates

The Simple Dollar's Holly Johnson has a great list of six things every college graduate needs to know about money: Learn about debt and interest. Credit cards aren't free money. Learn what it means to live below your means. Learn to compare job offers...

Carrying Balance On Your Cards Doesn’t Help Your Credit

  On-time payments only account for 35 percent of your FICO score, and those payments are the same regardless of whether you pay your credit card in full each month or carry debt on your credit card. When you leave a balance on your credit card...